Photography Monthly Cash Projection
Ending cash = opening cash + months × (receipts − payments)
Gather production schedules, vendor quotes and editing logs. Include shoot time, editing, and equipment overhead. The starting figures are examples. Replace them with your own records.
Formula and worked example
Ending cash = opening cash + months × (receipts − payments)
| Input | Example |
|---|---|
| Opening cash | 20,000 |
| Expected cash receipts | 15,000 |
| Expected cash payments | 12,000 |
| Projection horizon | 3 months |
| Calculated result | 29,000 |
Choose reliable inputs
Include preparation, delivery and post-production rather than shoot or event time alone. For this photography calculation, use production schedules, vendor quotes and editing logs and a consistent definition of one session.
- Shoot time: include the portion belonging to this session or reporting period, and record where the value came from.
- Editing: include the portion belonging to this session or reporting period, and record where the value came from.
- Equipment overhead: include the portion belonging to this session or reporting period, and record where the value came from.
Use the same currency for every money input. Do not mix weekly costs with monthly revenue, or count the same expense in both an itemised cost and allocated overhead.
Why can the ending balance miss a cash shortfall?
Payments may occur before receipts. Check a weekly cash schedule even when the month ends with positive cash.
This linear estimate excludes within-month timing and changing seasonal cash flows.
What if this input changes?
If opening cash rises by 10%, this example changes by 2,000 . This shows the effect of one change; it does not predict what will happen.
Open the calculator, save your baseline, then change the input supported by the least reliable estimate in your records. Compare both scenarios before committing to a price or capacity promise.